Well, it's just that simple to be a millionaire.  If you really save your money each and every month, you can be a millionaire in a relatively short period of time.   Investments are great, but investments ebb and flow.  If you want the sure thing and want passive income to spend, save your money and spend the passive income.

If you focus on counting to 100 in $10,000 increments, you can really make it.   Yes, it sounds simplistic, but it's very real.  Instead of spending money on ridiculous consumer goods, focus on saving your money day in and day out.